Senior Equity Analyst - Financial Institutions

Key Responsibilities

• Perform comprehensive fundamental analysis on financial institutions, including balance sheet reviews, income statement evaluations, and cash flow assessments to identify investment opportunities and risks.
• Develop and maintain detailed financial models to forecast earnings, valuations, and performance metrics for covered stocks.
• Generate high-quality research reports, investment theses, and recommendations (buy/sell/hold) for institutional clients, including detailed sector overviews and company-specific analyses.
• Monitor macroeconomic trends, regulatory changes, interest rate movements, and industry-specific developments that impact financial institutions.
• Collaborate with portfolio managers, traders, and other analysts to provide real-time insights and support investment decision-making.
• Present research findings to internal stakeholders and external clients through meetings, conferences, and written communications.
• Stay abreast of market events, earnings calls, and competitive landscapes within the financial sector to ensure timely and accurate updates.
• Contribute to the team's overall strategy by identifying emerging trends in fintech, sustainable finance, or regulatory reforms affecting financial institutions.

Qualifications and Requirements

• Bachelor's degree in Finance, Economics, Accounting, or a related field; MBA, CFA, or equivalent professional certification is highly preferred.
• Approximately 8 years of experience in equity research, preferably with a focus on financial institutions at a sell-side firm, buy-side asset manager, or investment bank.
• Proven track record of covering financial stocks, with demonstrated ability to generate alpha through insightful recommendations.
• Strong understanding of financial statements, valuation techniques (e.g., DCF, multiples, dividend discount models), and risk assessment in the banking and insurance sectors.
• Proficiency in financial modeling tools such as Excel, Bloomberg, FactSet, or Capital IQ.
• Excellent analytical, quantitative, and problem-solving skills, with attention to detail and the ability to handle complex data sets.
• Superior written and verbal communication skills, including the ability to articulate complex ideas clearly and concisely.
• Ability to work independently in a fast-paced environment while thriving in a collaborative team setting.
• Familiarity with global financial markets, regulatory frameworks (e.g., Basel III, Dodd-Frank), and ESG considerations in finance is a plus.